AAR Announces REALhealth
NEXT OPEN ENROLLMENT PERIOD BEGINS APRIL 2020
Over the past several months, AAR has teamed with Blue Cross Blue Shield of Alabama, as well as other national insurance carriers, to bring AAR members the first comprehensive association health plan of its kind in the state - REALhealth.
By leveraging the AAR membership numbers, AAR was able to negotiate and secure great rates which could save members hundreds of dollars each month compared to individual health plan rates in the marketplace.
AAR's REALhealth has several health care options allowing members to tailor their REALhealth plan to their individual needs.
These options include:
- three choices of BCBS major medical,
- two choices of BCBS dental plans,
- a vision plan, and
- three guarantee issue products: life insurance with a long-term care rider, critical illness and accident plans
Members can purchase any part of the plan as a stand-alone product or can pair together.
REALhealth is not a self-funded plan. REALhealth will be administered through a third-party with integration through a web-based portal. The portal will allow members to enroll in the plan and subsequently access their health insurance policy information 24/7 from a laptop or mobile device.
Look for an email in the coming days that will provide a link to the benefit portal and details on enrollment, the health plans offered, and portal access information.
REALhealth OPEN ENROLLMENT BEGINS APRIL 2020!
The portal will allow members to enroll in the plan and subsequently access their health insurance policy information 24/7 from a laptop or mobile device. The monthly administrative and portal fee is $14.
REALhealth Benefit Portal:
- Enroll & access your benefits anytime from anywhere
- Choose your benefits with our unique shopping cart experience
- Receive notifications and other important information
- Information is secure and compliant
REALhealth Packages & Pricing
Frequently Asked Questions
A. Yes. Because this is a new plan, AAR members are allowed to change even though it is mid- year.
A. No. Each product in AAR's REALhealth plan can be purchased individually.
A. Please email your question to firstname.lastname@example.org or call 334-356-1502.
A. Any AAR member, affiliate member, or association staff who has an NAR membership number (NRDS number) is eligible to participate in the plan.
A. No, not unless they are members of the Alabama Association of REALTORS® and have their own NRDS number.
A. The next open enrollment will be in April 2020. If you have a status change, you have 30 days to make applicable changes to your plan.
A. Yes, pre-existing conditions are covered as outlined in the Affordable Care Act.
A. There are no medical questions during open enrollment.
A. A link to the provider list will be available on the portal. You may also access a provider list at bcbsal.org.
A. If you currently have Blue Cross Blue Shield, United or Viva health coverage, credit will be given for amounts already incurred under those plans year to date.
A. No, membership in AAR is required to be a member of the association health plan.
Cornerstone Managing General Agency
7050 Fain Park Drive, Suite 15,
Montgomery, AL 36117
The Alabama Association of REALTORS® (AAR) is the largest statewide organization of real estate professionals comprised of over 16,000 members from 25 boards and 1,200 real estate companies. United by adherence to a Code of Ethics, our members work as real estate professionals in the sale, lease, appraisal, management and development of residential, commercial, rural and resort properties throughout Alabama.
Copyright © 2019 Alabama Association of REALTORS®
All rights reserved.
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