AAR Announces REALhealth
NEXT OPEN ENROLLMENT PERIOD BEGINS APRIL 2020
Over the past several months, AAR has teamed with Blue Cross Blue Shield of Alabama, as well as other national insurance carriers, to bring AAR members the first comprehensive association health plan of its kind in the state - REALhealth.
By leveraging the AAR membership numbers, AAR was able to negotiate and secure great rates which could save members hundreds of dollars each month compared to individual health plan rates in the marketplace.
AAR's REALhealth has several health care options allowing members to tailor their REALhealth plan to their individual needs.
These options include:
- three choices of BCBS major medical,
- two choices of BCBS dental plans,
- a vision plan, and
- three guarantee issue products: life insurance with a long-term care rider, critical illness and accident plans
Members can purchase any part of the plan as a stand-alone product or can pair together.
REALhealth is not a self-funded plan. REALhealth will be administered through a third-party with integration through a web-based portal. The portal will allow members to enroll in the plan and subsequently access their health insurance policy information 24/7 from a laptop or mobile device.
Look for an email in the coming days that will provide a link to the benefit portal and details on enrollment, the health plans offered, and portal access information.
REALhealth OPEN ENROLLMENT BEGINS APRIL 2020!
The portal will allow members to enroll in the plan and subsequently access their health insurance policy information 24/7 from a laptop or mobile device. The monthly administrative and portal fee is $14.
REALhealth Benefit Portal:
- Enroll & access your benefits anytime from anywhere
- Choose your benefits with our unique shopping cart experience
- Receive notifications and other important information
- Information is secure and compliant
REALhealth Packages & Pricing
Frequently Asked Questions
Q. If I am currently enrolled in another health plan, can I enroll in AAR's REALhealth?
Q. Do I have to purchase the health plan to get dental, vision, or one of the guarantee issue products?
Q. If I have a specific question, how do I contact the REALhealth team?
Q. Who is eligible to enroll?
Q. I am a broker/owner, can my administrative office staff enroll?
Q. If I do not enroll by May 17, 2019, when is the next enrollment period?
Q. Does the medical plan cover pre-existing conditions?
Q. Will I be required to answer medical questions?
Q. How will I know if my doctor is a network provider?
Q. I have met all of my deductible for this year with my current provider. Will I have to meet the deductible again with this new provider?
Q. If I drop my Alabama REALTORS® membership, can I keep my healthcare insurance?
Cornerstone Managing General Agency
7050 Fain Park Drive, Suite 15,
Montgomery, AL 36117
The Alabama Association of REALTORS® (AAR) is the largest statewide organization of real estate professionals comprised of over 16,000 members from 25 boards and 1,200 real estate companies. United by adherence to a Code of Ethics, our members work as real estate professionals in the sale, lease, appraisal, management and development of residential, commercial, rural and resort properties throughout Alabama.
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